Meet Carrie Gusmus, the go-to mortgage guru you can trust for all your mortgage needs. Mary is an exceptional loan officer at Aslan Home Lending Corporation, making her the perfect choice for anyone seeking home lending solutions. With years of experience in the industry, Carrie possesses a deep understanding of the complexities involved in the lending process. Her commitment to providing personalized and tailored solutions to her clients sets her apart. Carrie’s strong communication skills enable her to explain intricate financial concepts in a clear and concise manner, ensuring clients feel comfortable and informed throughout the loan application process. Moreover, her unwavering dedication to client satisfaction and her ability to find creative financing options make Carrie Gusmus the ideal partner for all home lending needs.
About Aslan Home Lending Corporation,
We are a team of dynamic and driven leaders, fully owned and powered by women, who never shy away from a challenge. Our collective strength lies in harnessing the unique qualities that women bring to the table – our exceptional multitasking abilities and our genuine care for others. With this foundation, we have successfully built a business that capitalizes on these strengths, setting us apart from the rest. As a result, in just our second year, we are proud to be on track for an impressive three-quarters of a billion dollars in funded loans. Our success is a testament to our tenacity and reason to celebrate.
- Get financing options for your home.
- Get a home loan through an easy process.
- Feel confident about making an informed decision.
- Avoid misinformation about the process and product.
Maximize Savings and Flexibility: Exploring Home Mortgage Options
You’ll save money on interest rates and pay off your loan faster. And if you have bad credit or no credit history, refinancing may be just what you need to get approved for a mortgage. In order to make sure your home purchase or refinance is a great decision, here are some factors to consider before making any major financial decisions. How much do you want to borrow? If you are looking to buy a house, don’t go over the roof! A lot of people think they need to borrow upwards of 80% of their home’s value, but this isn’t always necessary. Just keep in mind that the lower the percentage, the cheaper your monthly payment will be. What kind of loan works best for you? There are several different types of loans out there. Fixed-rate mortgages are generally safer bets than adjustable-rate mortgages (ARMs). ARMs tend to jump around in price based on inflation and market conditions. If you plan to stay put for a while, then fixed-rate loans work well.
- An interest-only mortgage is a mortgage where in the first years of the loan you pay the interest and not the principal. Your monthly payments start out small because they do not include the repayment of principal for a certain period of time. These loans are typically suited to two types of buyers: Those who are disciplined enough to make regular principal payments during the interest-only period (to pay it off quicker). And those who plan to only own their property for five to 10 years. At the end of the interest-only period, you have three options: refinance, pay off the loan, or make monthly payments of both principal and interest.
- Refinancing a home mortgage offers homeowners an opportunity to secure a new loan with better terms, such as a lower interest rate or extended repayment period, potentially leading to reduced monthly payments and overall savings.
Do you qualify for a mortgage? Don’t let poor credit stop you from buying a home. If you have bad credit, you might not qualify for a traditional bank loan. But you still might qualify for a government loan or FHA loan. These options could help you get back on track financially.
Carrie Gusmus is an approved Mortgage Expert with HOA.com and you can contact her or apply for a home loan by visiting her profile!