I am Mary Christ, a Loan Originator with Define Mortgage. I am passionate about aiding individuals with diverse backgrounds by providing a listening ear and offering solutions to their queries. Additionally, I find it extremely rewarding to inspire people to understand that with sufficient ambition, their aspirations can become reality.
My experience in roles ranging from caregiving to recruiting led me to become a Loan Originator; I find fulfillment in assisting individuals to overcome any challenges they may face and reach their highest potential, in this case, home ownership.
I am passionate about being an advocate for those who are underserved in the lending space, such as people of color and those with lower incomes or impaired credit.
My experience in roles ranging from caregiving to recruiting led me to become a Loan Originator; I find fulfillment in assisting individuals to overcome any challenges they may face and reach their highest potential, in this case, home ownership.
I am passionate about being an advocate for those who are underserved in the lending space, such as people of color and those with lower incomes or impaired credit.
Learn who we are and why homebuyers trust us.
Define Mortgage Solutions is a Credit Union Service Organization. We’ve been providing mortgage lending services as part of the credit union industry for decades — so we have the expertise and qualifications to connect homebuyers with a home loan that’s right for them.
Our exceptional services include: 
- Industry leading technology
- Personalized communications methods
- Fast and reliable handling of leads
- Homebuyer education tools
- A Closing Guarantee Program
- Online home shopping app
- Our Participating Broker Program with access to:
- Licensed, participating real estate brokers
- $500 for new homebuyers to use toward closing costs
What Does Being House Poor Look Like?
- Regularly worrying whether you can make your monthly mortgage payment.
- Not having an emergency fund to cover unexpected housing costs.
- Not having enough money left after housing expenses to contribute to an emergency fund or other savings goals.
- Delaying putting money towards retirement in order to pay for housing needs.
- Feeling like you’re just scraping because of your house expenses.
When it comes to buying a home, many homebuyers become overwhelmed and stressed out, not knowing which loan is right for them. That’s why it’s important to connect concerned homebuyers with the right loan for their particular needs. The best lenders are usually those that specialize in helping first-time homebuyers, as they understand the importance of finding a loan that is tailored to a customer’s individual financial circumstances. By working with a specialist who understands the homebuyer market, a homebuyer can have peace of mind that their loan will be best suited to their situation, and that it will protect them from becoming “house poor”.
The process of finding the right home loan for an individual can be a difficult one. There are always considerations such as the type of loan, the interest rate, the terms and conditions, the payments, and much more to think about. Thankfully, it is possible to connect worried homebuyers to a loan that is right for them, even if they are house poor. Educating homebuyers about various loan options and helping them analyze their current financial situation is key, so they can make an informed decision and select a loan that works with their budget and meets their homeowner goals. A loan officer who is knowledgeable and provides trustworthy advice can be invaluable in this process.
Mary Christ is an approved Mortgage Expert with HOA.com and you can contact her or apply for a home loan by visiting her profile!